Sale proceeds ≠ profit
The money from a sale includes your original investment. Netted subtracts purchase cost and trading fees to show the realized result.
A CLEARER PICTURE OF YOUR MONEY
Know what you’ve made.
Make more of it.
Turn completed trades into a clear profit ledger. Keep shared money fair, plan your cash flow, and find the right card before you pay.
Google sign-in + authenticator protection
THE NUMBER THAT MATTERSIllustrative example
Net realized profit
+$390.00From a completed trade. After fees.
Sale recorded20 shares · $100 buy → $120 sell
- Sale proceeds
- $2,400.00
- Original purchase cost
- −$2,000.00
- Trading fees
- −$10.00
- Your realized profit
- +$390.00
Every dollar, accounted for.
One place to understand
what your money is doing.
FOUR PARTS. ONE FINANCIAL PICTURE.
Less piecing it together.
More knowing where you stand.
Built for people who want to understand their records, not just look at a balance.
01 / YOUR TRADE LEDGER
See what you actually made when you sold.
Keep the buy price, sell price, shares, fees and net profit or loss together in a chronological ledger. Open positions don’t inflate your completed-trade profit.
- Record stock purchases and sales, or import brokerage activity. Repeated buys appear as one holding per account.
- Filter by symbol, gains or losses, and time period.
- Correct a trade with a reversal that keeps the original history.
Use the actual cost of the shares sold. A sales total alone cannot tell you the profit.
A completed trade, explainedExample
A
ACME
+$390.00Fictional stock · 20 shares sold
Buy price$100.00
Sell price$120.00
- 20 shares × $120 sale price
- $2,400
- Less purchase cost
- −$2,000
- Less combined trading fees
- −$10
- Net realized profit
- +$390
An unsold holding’s change in value is not included in this figure.
THREE NUMBERS WORTH KEEPING SEPARATE
Clear records start with clear definitions.
Profit ≠ available cash
A profit ledger is not a live cash balance. Check settled brokerage cash, obligations and reserves before recording a withdrawal.
A forecast ≠ a guarantee
Planned income and bills help you see ahead. Keep balances current and leave room for spending you haven’t recorded yet.
YOUR FIRST SESSION
Start simple.
Build a picture
you can trust.
You don’t have to set up everything at once. Start with the part of your money you most want to understand.
Create your workspaceThe sample is fictional. Your signed-in workspace starts empty and saves your own records.
- 1
Make it yours
Sign in with Google. Set up your authenticator and verify the six-digit code to open your private workspace. Keep the setup key private.
- 2
Give your money a starting point
For investing, create a fund, add each entity, and enter contributions with their actual dates. For budgeting, add your accounts and current balances.
Start with a fund - 3
Record one complete trade
Enter the shares sold, acquisition and sale dates, buy and sell prices, and fees. Check the result against your brokerage records before importing more.
See the trade fields - 4
Put the next month on the calendar
Add income and bill dates, category budgets, card statements and goal reserves. Look at the lowest projected cash point, as well as the end balance.
Build your cash-flow view - 5
Add your cards. Check before checkout.
Save the cards you own and verify their reward rules. Enter the store, category and amount before a purchase; update rotating bonuses when you activate them.
Set up your rewards wallet
A SMALL ROUTINE, A MORE USEFUL APP
Keep your picture current.
After a trade closes
Record the sale and verify its cost basis. Review its profit allocation before moving on.
Once a week
Reconcile accounts, categorize new transactions and check upcoming bills and cash-flow gaps.
When a statement arrives
Enter its balance and due date. Log payments as payments or transfers, so purchases aren’t counted as expenses twice.
YOUR RECORDS.
YOUR PRIVATE WORKSPACE.
YOUR PRIVATE WORKSPACE.
PRIVACY BUILT INTO THE WORKFLOW
Financial information deserves care.
Google sign-in and an authenticator protect access to your saved records. Netted checks record ownership, limits session lifetimes and clears your workspace when you sign out.
Enter card names and reward rules, never full card numbers, security codes or brokerage passwords. Authorized infrastructure administrators can have access; records are not end-to-end encrypted. Read the privacy notice for data handling and account support information.
Read our privacy and security detailsBEFORE YOU GET STARTED
Good questions.
Straight answers.
Know what Netted can do today, and where your own records still matter.
Does Netted connect to Fidelity or Robinhood today?
Netted supports file-based importing without brokerage passwords or connector fees. Choose a supported Fidelity or Robinhood CSV, paste a trade table, or read statement PDF text locally as a reference. Review actual sold lots before saving. Automatic brokerage syncing is not enabled, and missing purchase details are never invented.
What is the safest way to import my trading history?
Open Trades → Import and reuse the same account nickname for each upload. Netted recognizes supported reports and matches available purchases to sales, oldest first (FIFO). Confirm that the matched purchases agree with your broker’s sold lots. If ownership history is missing, enter the contributors, amounts and dates in the import. Purchases update your holdings; sales update realized profit. Repeated buys are grouped in the holdings view. Dividends and transfers stay separate from stock-sale profit. Duplicate checks help prevent importing the same activity twice. Statement PDF text is a reference for entry, not an automatic trade import.
How do I withdraw profit without changing everyone’s share?
In Fund, first reconcile how much cash is actually available after settlement, obligations and reserves. Then record a profit withdrawal for the correct entity. Netted reduces that entity’s retained profit without treating the withdrawal as a reduction in contributed capital. It records the withdrawal; it does not transfer money. Capital changes and reinvestments are separate entries, and earlier trade allocations remain fixed.
How are gains and losses divided between entities?
Netted uses each entity’s share of contributed capital recorded by the trade’s acquisition date. A 60% / 40% split divides a $390 gain into $234 and $156; a $100 loss is allocated as $60 and $40 of loss. The saved allocation remains attached to that trade. Enter contributions before the trades they funded; backdated capital changes that would rewrite an existing allocation are blocked.
Can a family member or business have its own ledger?
Yes. Add each source as an entity and record its contributions. Netted keeps separate profit and withdrawal records for those entities inside your account. An entity is not another user login, and adding one does not share your workspace with anyone.
Does Netted include every credit card and reward offer?
The searchable U.S. vault covers major banks, regional issuers, business cards, travel rewards and store cards, with official source links. Cash rules are included where verified; other profiles need your confirmed cash-value setup. Store discounts stay separate from cash back. You can add custom cards, but there is no live feed covering every card or offer. Check your account terms and update activated bonuses and spending caps. Actual merchant coding determines rewards.
Is Netted free, and what does the sample save?
The current beta has no in-app subscription charge. The sample uses fictional records and resets on reload; it does not save your personal finances. Sign in with Google and verify your authenticator to use a separate saved workspace. Future pricing and third-party connection costs are not guaranteed to remain free.
Is it a replacement for my brokerage statement or tax records?
No. Netted organizes the data you provide and calculates results from those entries. Keep original statements and reconcile the ledger, particularly for transferred holdings, multiple purchase lots, stock splits or other corporate actions. It does not automatically prepare tax returns or handle every tax adjustment, such as wash sales.
How should I manage balances and card payments?
Keep opening balances and subsequent transactions consistent, and review them against your accounts. Record purchases as expenses once. Record the later card payment as a payment or transfer between accounts, not a second expense. A scheduled bill is a forecast item; record the actual payment when it happens and check unpaid statement balances.
A LITTLE CLARITY GOES A LONG WAY
Give every dollar
a clearer story.
Explore the sample first, or start with your own records.